We advise you on the difference in costs of mortgage products depending on the level of deposit you have available. We also advise you on the costs involved in purchasing the property such as legal fees, stamp duty, survey and lenders fees. Conveyancing is not regulated by the Financial Conduct Authority.
Have you appointed a solicitor to handle the legal work for you? We have access to a panel of solicitors to provide a comparison based on their quality of service and competitive fees and can instruct on your behalf.
The lender will carry out their own valuation survey on the property. Depending on the age and condition of the property you may want to have your own Homebuyers Report or Building Survey completed. We can provide you with a cost comparison on the difference between instructing your own independent surveyor and using the lender’s surveyor. We can also recommend a local surveyor for you if you wish.
Are you purchasing a freehold property? You will need to have suitable buildings insurance in place and your solicitor will require evidence of this when you exchange contracts. We can provide competitive quotes and arrange cover from our panel of insurance providers and recommend that you start any life cover and/or mortgage protection plans on exchange of contracts. Again we can help you with this – Click here to read more on Insurance.
Call us now or request a call back to discuss how we can help you buy your next home.
*Surveying is not part of the Openwork offering and these introductions are offered in our own right. Openwork Limited accept no responsibility for this aspect of our business. Surveying not regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage