Step by Step Application Guide | Fortis Financial Planning

Are you buying a property or arranging a new mortgage on an existing property?

The following step-by-step guide will show you how we work with you to make the process as simple and smooth as possible.

Mortgage Application Step by Step Guide

We start by arranging an initial consultation to explore your requirements. We do not charge for this service and there is no obligation to arrange your mortgage through us.
During this consultation we take detailed information from you which will allow us to assess how much you can borrow, which lender’s criteria matches your circumstances and the right products available to you.
If you decide to proceed through us we can obtain an “agreement in principle” for you from your chosen lender where possible. An agreement in principle means the lender has carried out a credit check on you and based on the information provided you have passed the initial assessment.
Once we have all of your paperwork we submit your mortgage application to the lender, so that they can fully assess your application.
Whilst your application is being assessed we remain in contact with the lender to ensure they are processing the application as quickly as possible while answering any queries that may arise, keeping you updated at all times.
If required we also update any third parties such as estate agents and solicitors on the progress of your application.

We have long term relationships with the majority of our clients and regularly review mortgage products via our client management system to ensure you always have access to competitive products throughout the term of your mortgage. We also notify you well in advance of any changes to your mortgage product.

Fortis has a wealth of experience through arranging hundreds of mortgages each year for all types of clients and circumstances so you can be assured of the best service.

Call us now or request a call back to discuss your unique mortgage requirements.

Your home may be repossessed if you do not keep up repayments on your mortgage